(In exercise of Section 30 of Moneylenders Act 2018)

  1. Any Body corporate, incorporated or empowered by an Act to lend in accordance with that Act;
  2. A Financial Institution (Banks) licensed under the Financial Institutions Act;
  3. Microfinance Institutions licensed under the Microfinance Institutions Act;
  4. Retirement Funds;
  5. Credit Unions;
  6. Cooperative Societies;
  7. Credit Institutions; and
  8. Any person who –
    1. lends money solely to employees as a benefit of employment;
    2. lends money solely to -
      1. corporations;
      2. limited liability partnerships;
      3. trustees for the purposes of business trusts;
  9. Other entities as established by the Reserve Bank through directives.

‘Oku tuku atu heni ‘a e tu’utu’uni ‘a e Pangikē Pule΄ fekau’aki mo kinautolu ‘oku ‘ikai lau ‘enau pisinisi΄ ’oku nau fakahoko ‘a e ngaahi pisinisi nō atu ‘o e pa’anga΄ ‘i he malumalu ‘o e Lao ki he Kakai Nō atu ‘o e Pa’anga΄ 2018:

  1. Ko ha kautaha kuo tali pe fakangofua ‘e ha lao kenau nō atu ki tu’a ‘o fakatatau ki he lao ko ia;
  2. Ngaahi Kautaha Pa’anga (Pangikē Fakakomēsiale) ‘oku laiseni ‘i he malumalu ‘o e Lao ki he Ngaahi Kautaha Pa’anga΄;
  3. Ngaahi Kautaha Nō iiki ‘oku laiseni ‘i he malumalu ‘o e Lao ki he Ngaahi Kautaha Nō Iiki΄;
  4. Kautaha Sino’i Pa’anga Mālōlō mei he Ngāue΄;
  5. Kautaha Nō ‘Iunioni
  6. Ngaahi Kulupu Sosaieti Fetokoni’aki΄ (Cooperatives)
  7. Ngaahi Kautaha Kuletiti;
  8. Ko ha kautaha ‘oku –
    1. Nō pa’anga fakapatonu ki he’ene kau ngāue΄ pē, ko e taha ‘o e ngaahi monū’ia fakangaue’anga
    2. Nō pa’anga fakahangatonu ki he:
      1. Ngaahi kautaha
      2. Ngaahi Kautaha hoa ngāue ka ‘oku fakangatangaata pē ‘enau mo’ua΄
      3. Kakai ‘oku nau pule’i mo tokanga’i ha koloa ‘o ha pisinisi
  9. Ngaahi kautaha kehe pē kuo fakakau ‘e he Pangikē Pule΄ ‘o fakafou ‘i ha tohi tu’utu’uni.