12 October 2026

Updated List of the Licensed Foreign Exchange Dealers

In accordance with section 28 of the Foreign Exchange Control Act 2018, the National Reserve Bank of Tonga (NRBT) wishes to inform the general public of the following:

  • A licence has been granted under the name Moana Pay Limited (Licence Type B), with aregistered address at Kolomotu’a, to act as an authorized foreign exchange dealer to the public.
  • The licence granted under the name “Frank Money Transfer” (Licence Type A), with aregistered address at Ma’ufanga, has been cancelled and is no longer authorised to conduct any foreign exchange business.

Members of the public are hereby advised that as of 12 October 2026, the entities listed below are the only Authorised Persons licensed to deal in foreign exchange under the Foreign Exchange Control Act 2018 in Tonga:

Licence Type A (Inward & Outward Remittances)
1. FEXCO Tonga Limited
2. KlickEx Trading Limited
3. Manatu ‘Ofa Money Transfer
4. Rowena Financial Services t/a IMEX Money Transfer
5. ‘Ave Pa’anga Pau – Tonga Development Bank
6. Island Flexi Transfer
7. Toumu’a Money Transfer
8. Digicel Tonga Financial Services Limited

Licence Type B (Inward Remittances Only)
1. Tonga Post Limited
2. Joy Trading Company Limited
3. L & G Money and Shopping Transfer
4. SPBD Microfinance Limited
5. Pacific Instant Tonga
6. Moana Pay Limited

Licence Type C (Foreign Currency Conversion Only)
1. Jones Travel Limited

Foreign Exchange Dealer under Banking Licences

MoneyGram Agent – Bank of the South Pacific
a. Friendly Island Bookshops (ie, Tongatapu, ‘Eua, Ha’apai, and Vava’u)
b. LunaEva Malapo Branch
c. LunaEva Supermarket Nuku’alofa
d. LunaEva Veitongo Gas Station
e. LunaEva Maui Gas Station
f. Liu Gas Station, Manuka
g. Sinipata Talanoatau Store, Longolongo
h. POP’s ICAR, Hihifo Road, Sia’atoutai
i. Sia Finance, Taufa’ahau Road, Vaini
j. City Laundromat, Ma’ufanga
k. Start Small Dream Big Kolofo’ou
l. Start Small Dream Big Ha’ateiho
m. Maka Gas Station – Neiafu, Vava’u
n. Gateway Petroleum Services – Neiafu, Vava’u

Members of the public are cautioned against doing business with unauthorised foreign exchange dealers and are encouraged to report to the NRBT any person or business that is advertising or providing foreign exchange services that is not listed above. Any person dealing with foreign exchange without a valid licence commits an offence and is liable upon conviction to a fine not exceeding $10,000 or imprisonment for a term not exceeding three years or both.

For further details, please contact:
Non-Bank Supervision, Financial Institutions Department
National Reserve Bank of Tonga
Telephone: (676) 24 057; Email: This email address is being protected from spambots. You need JavaScript enabled to view it.; Website: www.reservebank.to